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Ready to buy?

Buying a home can feel overwhelming, and you probably have a thousand questions—you're not the only one!

 

I’m here to guide you through the process and provide answers to some of the most common questions I’ve heard over the years. Let’s make this journey easier together.

What can I afford?

Everyone’s financial picture is different, but understanding what you can comfortably afford is the first step. I’ll connect you with trusted local lenders who can help you find the right fit—and together, we’ll chart a path that works for your lifestyle and goals.

Is this a good neighborhood?

The “right” neighborhood depends on what matters most to you—whether it's walkable downtowns, coastal views, or quiet cul-de-sacs. As someone who’s lived on the Central Coast my whole life, I’ll help you discover hidden gems and communities that feel like home.

How is the housing market?

​The market shifts with the seasons, interest rates, and local demand. I stay on top of trends so I can give you honest, up-to-date guidance—and help you make confident decisions in this competitive landscape.

What are the total monthly expenses and what are our closing costs?

From mortgage payments and property taxes to utilities and HOA fees, the full picture matters. I’ll help you break it down and prepare for both the short- and long-term costs so there are no surprises—just clarity and peace of mind.

© 2025 by Hannah Pham | Doug Rich Realtor

DOUG RICH

CENTRAL COAST REALTOR

805-720-4711   | doug@dougrichrealtor.com

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CA DRE Lic#01929637

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